As it’s become harder for first-time buyers to obtain a mortgage during the recession, renting with other people has become one of the best ways to save for a deposit on a house. In July this year, EasyRoommate saw a 17% jump in the number of people signing up to the site compared to a year ago. An increase in public sector spending cuts, pay-cuts and redundancies are other reasons people are turning to flatsharing because of the overall financial concerns of would-be buyers and their household finances.

Groups of friends clubbing together to rent three and four bedroom apartments is also part of this growth in flat-sharing. The reason cited is not only the chance to save money, but also the opportunity to live with people you know you’ll get on better with, as opposed to strangers.

That’s where HomeForStudents.co.uk comes in. Launched earlier in the year, the site offers a quick and simple way for student tenants to find a student flatshare. Similar in nature to a social networking website, students can upload pictures, along with their details and preferences as to who they’re looking for as housemates. Landlords, too, can upload their rooms to rent, look for suitable tenants and then make contact.

Students using the site are able to browse properties from both landlords and letting agents, for whom the service is currently free to use. A paid service for is planned for a later date once the site is firmly established, but students will never be charged for using the service.

In a similar vein to EasyRoommate, all content on the site is kept up to date to help keep it safe and scam-free. Outdated ads are quickly removed to prevent misrepresentation and an artificially inflated database, and the website also has an advanced search facility along with dedicated 24/7 customer support.

Whilst some first year students choose to live in university halls to help them adjust to university life and make friends, renting a room privately is becoming increasingly popular with all students.

When it comes to the reasons why students choose private accommodation, yearly savings in rent is a main one. EasyRoommate’s recent nationwide study found that students can save an average of £750 a year by renting a room in the private sector when compared to university halls. This can partly be attributed to the fact that cash-strapped universities are relying on the accommodation they provide to supplement their revenue stream because of capped fees and less funding. When finding a room to rent with EasyRoommate, students are also able to find like-minded housemates, in a location they’re happy with, in addition to making substantial savings.

With an estimated one million lodgers in England, Scotland, Wales and Northern Ireland, and the Government’s Room a Room Scheme which offers those renting out a room up to £4,250 tax-free, its small wonder that EasyRoommate has seen an increase of 17% in the number of homeowners becoming landlords this year in comparison to 2009. Average room rentals of around £348 a month are another contributing factor to this uptake in renting out that unused room.

Combined with a difficult jobs market, many, in a bid to find work, have travelled further afield in their search for employment. A high number then find rooms to rent from Monday to Friday closer to their eventual place of work. This is almost an ideal situation. For the renter, there’s less of a concern of having to share their home on a full-time basis, and for tenants, they spend less to rent a room within a flatshare than they would on a whole property while also spending less on travelling expenses.

Whilst this may seem like an easy means to earn some extra cash, landlords do need to approach with a measure of caution to avoid being stuck with a housemate with annoying habits, or worse yet, one who’s bad with paying the rent on time. With EasyRoommate.co.uk, you’re able to clearly specify the kind of person you’re looking for as a tenant. It’s also best to check your prospective tenant’s rental history along with making sure there’s a legally binding contract to cover both you and the tenant. Covering all your bases, be it in your stipulation of who you’re looking for as a tenant, to making sure the proper legal procedures have been put in place, will help ensure your letting experience is a pleasant one.

Having considered the fifty five largest cities in the UK, average room rentals in Southampton, around £516 per calendar month, account for nearly a quarter of the average salary, on average £1,914 a month. London, on the other hand, has an average rental of £551 pcm, which may be more than that of Southampton’s, but with a higher average salary of £2,594, rooms to rent in London only account for 21% of the monthly spend.

Across the rest of the UK, renting a room accounts for an average of 16% of the average monthly spend, around £348 per calendar month with an average monthly income of £2,128.

Rooms to rent in Southampton are relatively more expensive, for the most part, because of the high demand for accommodation. With a population of almost 240,000, a burgeoning number of students, and limited housing stock, Southampton lacks the higher personal incomes of London, giving rise to this rent/income disparity. For EasyRoommate.com, demand for rooms to rent in Southampton outstrips supply by almost three times.
Topping the tables as the most affordable UK city to live in is York with an average of 14% of monthly salaries going on room rentals. Following the recent recession, many home-owners in the city have opted to rent out spare rooms to help pay the mortgage, thus bolstering the supply of rooms to rent in York and lowering the average rent.

The resulting trend has seen the South East emerge as the UK’s most expensive area to rent a room in. It’s almost humorous to note that, on average, a renter in London could afford to rent a room in both York and Stoke for around the same cost as a one bedroom flat in London. With signs of recovery showing within the UK’s financial sector following the recent economic downturn, especially within the Capital, rentals in London look set to top £600 per month in the near future, further widening the North/South divide.

• Renting out a spare room can generate £4,392 a year
• Taking room rental income into account would allow the average first-time buyer to borrow £11,000 more
• 89% of would-be buyers polled support the introduction of Flatmate Mortgages

Banks and building societies are being urged to consider the income borrowers can generate from renting a room out when they calculate how much they will lend.

With the rent from a typical spare room worth £365 a month (with bills on top), the extra income would make a significant difference to how much a first-time buyer could borrow if lenders took it into account. Campaigners say that typically, it could increase the amount people can borrow safely and prudently by 20%.

Flatshare website, easyroommate.co.uk, which is spearheading the campaign, says that without Flatmate Mortgages, nearly a quarter of would-be buyers believe buying a property is impossible, whilst almost a third believe they will have to buy with someone else in order to afford to get on the housing ladder . And 89% of would be first-time buyers polled by http://www.easyroommate.co.uk/ wanted Flatmate Mortgages to be introduced. 351,000 first-timers have been frozen out of the housing market in the last two years because they could not borrow enough . Flatmate Mortgages would have helped many of them.

Average house prices are now 4.9 times the average income. A year ago, it was only 4.3 times . 28% of those polled say they must continue to save every penny to build a deposit.

Property websites

Ipswich Rooms To Let: For quality double and single rooms to let in Ipswich

We are listed in the SlackAlice Global Web Directory

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e property directory .co.uk
Under: Property Brentford

Services for landlords

Helping residential landlords and tenants solve their problems

landlord mortgages for all types of UK property from homes-for-rent-uk.org.uk

Lodger Landlord Website

Practical websites
RealEstateDirectory.co.uk – Real Estate Directory and Real Estate Resources
World Wide Web Site
House Sitters
Stop By


BEPN Free Web Directory
East Kent Directory
UK Directory
In Kent Info
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Add Url
Global Link Networks
LeekOnline
Newcastle upon Tyne Directory

UK Real Estate Directory Market, United Kingdom Real Estate Resource

UK travel and heritage guide

DoWeb the Online Business & Information Service

NewRoommate: Free Search for Roommate and Flatmate, share your roommate experiences, and Tips!

RealEstateDirectoryUK.com: The integrates United Kingdom real estate websites help you find listing site and more.

martin2k Web Directory – Visit the martin2k Web Directory for a wide variety of quality websites.

Easy Expat: Guide for expatriates, Expatriation

http://www.tribeassociates.com/: Tribe Associates Ltd – Professionals on the Move – Internationally

Tenancy agreements for both people with lodgers in their home and for live out landlords are available FREE to all EasyRoommate members. If you are a member and don’t have a copy please email frank@easyroommate.com

Q. Which agreement should I use?

A. If you are renting out a room in your own home, you should use the lodger agreement. If you are renting out a room in a shared house which you do not live in (where everyone in the house has their own agreement for their own room and shared use of the rest of the property), you should use the AST agreement.

NB If you are renting a whole house or flat to a number of sharers who will all sign the same tenancy agreement, then neither of these agreements should be used, and you should use an ordinary AST agreement. You will find many of these in the shops, or online, for example at www.landlordlaw.co.uk.

Q. What is the difference between the two agreements

A. The AST is where someone has an assured shorthold tenancy of their own room. This means that you as the landlord are bound by all the landlords obligations such as the statutory repairing covenants, the need to register any deposit with one of the government authorised tenancy deposit schemes, and you cannot evict the tenant unless you serve the proper notice and then obtain a court order for possession.

On the other hand the lodger agreement is not an AST. It is what lawyers call a ‘license agreement’. The reason for this is that you, the landlord, are letting out a room in your own home, and the lodger does not have ‘exclusive occupation’. Much of the legislation which applies to ASTs will therefore not apply to this agreement. For example you do not have to protect the deposit (if you take one) in a scheme, and, provided you share some living accommodation with the lodger, you will not have to get a court order for possession.

Q. Can I use the lodger agreement if I do not share any living accommodation with the occupier?

A. The significance of sharing living accommodation with the occupier is that he does not acquire a tenancy, and all the legal rights and obligations which go with tenancies. Living accommodation means things like kitchens, bathrooms, and living rooms. Corridors and halls do not count.

If you live in the same building but do not share any living accommodation, it is really important that you provide at least one service (preferably cleaning and/or providing clean sheets where you will go into the room regularly), as this will prevent the occupier from acquiring a tenancy. However even if the agreement is not a tenancy (for example because you provide breakfast and regular cleaning), if you do not share any living accommodation you will need to get a court order, if the occupier refuses to leave.

You can use the lodger agreement for both these situations.

Note however that if the occupier has a completely self contained room, and does not share any living accommodation with you, and you do not provide any services, this will automatically be a tenancy. Getting the occupier to sign the lodger agreement will not change this. The tenancy will be a ‘common law’ tenancy with a resident landlord. We do not have any suitable agreements on this site, but you can obtain one from www.landlordlaw.co.uk.

Q. Should the occupiers room have a lock on the door?

A. If you do not live in the property and are using the AST agreement, yes there should be a lock on the door.

However if you are using the lodger agreement to rent out a room in your own home, it should not have a lock (or if it does, you must have a key). This is because you need to retain control over the room, and be able to enter it if need be to do any maintenance, cleaning or anything else that is needed (e.g. changing light bulbs, cleaning windows etc). This is important (1) because it is your home and you need to be able to carry out any maintenance work in the room when needed, and (2) because it will prevent the occupation from turning into a tenancy.

Q. Can I incorporate some ‘house rules’ into the agreement?

A. These agreements are drafted to as to be suitable for many different landlords and properties. If you have some particular arrangements at your property, it is often a good idea to include these in separate ‘house rules’. For example, arrangements for the use of the bathroom, shared cleaning responsibilities (if cleaning is not provided), use of the land line telephone, etc.

You should discuss these with your lodger or tenant first, and then write them on a separate sheet, headed ‘House Rules’ giving the address of the property. Then on the agreements, write at the bottom of the first page ‘See also the attached house rules’. Both you and the lodger/tenant should initial and date this wording.

Have two copies (one for you and one for the lodger/tenant). You should both sign and date them at the same time as the lodger or tenancy agreement is signed. The House Rules should then be attached to the agreement and kept with it.

Filling in the forms

Generally do any reference checking before you let the occupier into occupation, and also ensure that all cheques have cleared. In general when filling in the forms you should be careful and not allow yourself to be rushed, as it is a legal document . Write clearly and make sure that all spellings are correct.

You will need two copies, one for you and one for the tenant or lodger. If you are attaching anything (such as an inventory), make sure you have two copies of this also, one for each agreement.

When signing the agreements, they do not have to be witnessed (although it is always a good idea) unless you are using the AST and it is being signed up before the tenant moves in. A witness should be someone independent. For example you cannot witness the tenants signature yourself.

When the forms have been signed, you need to have one signed by the occupier and the occupier needs to have one signed by you. But there is no reason why you should not both sign both of them.

The License/Lodger form.

This is for when you let out a room in your own home.

Date: Date the agreement after it has been signed, ideally on the day the lodger moves in.

Property: This is the postal address.

Room: So far as the room is concerned, if you think you may want the lodger to move to another room some time, it is best to leave the wording as it is, so the agreement will still apply if the lodger changes rooms. However if you know that the lodger will only ever have one particular room, you can write this in here (e.g. back bedroom on the first floor).

Owner: This is you, the landlord. Put your full name (e.g. Mrs Angela Smith)

Lodger or licensee: Again put the whole name (e.g. Mr John Brown)

Period: Put the dates the lodger is to live in the property, and cross out as appropriate in the paragraph below. Note that the agreement provides for either party to end the agreement early on giving one months written notice, and to roll on after the end of the period, unless either of you give notice that you want it to end.

Services: Cross out the ones you are not going to apply. It is a good idea to provide at least one, for example clean sheets.

Payment: Complete this as appropriate. If payment is not going to be made by standing order, it is a good idea to keep a record of the agreed payment method. You can write this here if you wish.

Deposit: You do not have to take a deposit, but it is often a good idea. As this is not an AST, it does not have to be protected with a tenancy deposit scheme.

Inventory: If you decide to do an inventory, this should be signed by the lodger as agreed and then a copy

The Assured Shorthold tenancy agreement

Date: Date the agreement after it has been signed, ideally on the day the lodger moves in.

Property: This is the postal address of the property.

The Room: It is best to give the rooms numbers or names, otherwise say where the room is (e.g. front first floor bedroom)

Landlord: This is you. Put your full name (e.g. Mrs Angela Smith).

You also need to put your address here. Note that you need to give an address in England or Wales, so if you are based in Scotland or overseas, you will need to put a contact address here as well as your own. If a contact address in England and Wales is not provided, technically rent is not payable by the tenant until one is given (this is under section 48 of the Landlord and Tenant Act 1987).

Tenant: Again put the whole name (e.g. Mr John Brown)

The terms: Be careful about giving a long term to a new tenant, as you will find it difficult to evict unsatisfactory tenants during the fixed term. It is best not to make it longer than six months unless it is someone you know really well and trust.

The rent: Note that if the monthly rent is more than £2,083.33 (unlikely for the rent of a room!) you will not be able to use this form of agreement as the tenancy will not be an AST. It you agree with the tenant some payment method other than standing order, make sure you keep a record of this. Note that if the tenant pays rent weekly, you will need to give them a rent book.

The Deposit: This is normally equivalent to one months rent. It must not be more than two months rent. You must protect the deposit with one of the government approved tenancy deposit protection schemes.

The Inventory: This is a good idea. Make sure you check it over with the tenant and that it is signed by both of you as agreed. A copy should be attached to both copies of the tenancy agreement. Note that if you do not have a proper inventory you will find it very difficult to claim any money from the deposit, if your deductions are challenged by the tenant and go to arbitration.

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That’s it! However it is recommended that you do some reading about your responsibilities as landlord. You will find some preliminary guidance here: Landlord Responsibilities – www.landlordlaw.co.uk

1. Write a clear and detailed ad.
Potential flatmates are looking for someone who will match their personality. Do you like sport? Tell them! They’ll be happy to go training with you. Like arts, music, going out… well tell people!

2. Choose pictures that truly represent your personality.
Your photograph will be the first impression you show to EasyRoommate members. Everybody will see you in a different way, but maybe don’t scare them with an odd photo! Choose a photo that represents you in the best way!

3. Fill the all criteria boxes
Give the most amount of information you can to your future flatmates! You don’t mind living with smokers? Say it! You would love to live with cats or dogs? Say it! You are open-minded regarding to your flatmates sexual orientation? Say it! This way you’re sure that you won’t crash in a vegan people’s house if you are a meat lover!

4. Use all the website tools.
EasyRoommate allows you to search for a flatmate using a map, including by tube map or the radius research. So you can find the ideal place to shorten your daily commute.

5. Beware of fraud
Scammers operate on the Internet posting fake ads with very attractive prices. Our moderation staff works hard everyday to fight against scammers. Please don’t get caught in fake ads and beware of this criminal behaviour. Never pay for a place you haven’t visited. Please visit our topic Safety Online > How to identify a scammer.

See you soon on EasyRoommate!